Joey Wagstaff Is by Your Side, Each Step of the Way! Read how Select Insurance Group can help you and your business!
Written by: Nadia El-Hawary
Photography by: Kelly Klemmensen Photography
Most of us buy insurance with the hopes of never needing it. We may not even think about the policies we have or may need until, well…we need it!
The key to insurance is to have the right type and amount of coverage. Having too much coverage means over-paying for policy features you may never use. Having too little coverage, which many of us have; falling to the temptation of lower premiums, may not provide adequate coverage. Of course, this is discovered when it’s too late. Something has happened, and you need to submit a claim, that’s when you get the shocking news that your policy won’t cover it!
That is where Joe Wagstaff of Select Insurance Group comes in. The Charlotte-based agent works diligently to ensure that his clients not only have the right homeowner’s and commercial insurance coverage, but that their coverage actually meets their needs. He takes time to sit with each of his clients to understand their needs and provide options that will fit them—as well as their budget.
Select Insurance Group, Inc. was founded in 2008 with locations in South and North Carolina as well as the metro Orlando and Tampa areas. Joe joined the agency in Charlotte in 2018, providing the most comprehensive, high quality, and low-cost insurance coupled with excellent service to his clients. The state of the art computer system the agency uses allows Joe access to more than 40 of the top insurance carriers, at the very best prices available, thus passing the savings on to his clients.
Joe, a 3-time Academic All American, wrestled through college on a full athletic scholarship. Shortly after graduation, he was visiting friends in Charlotte, when he and his now fiancé, fell in love with the area and within the year, made the move. Much of the discipline that Joe learned from many years of wrestling, he carries through to his work today. He is a firm believer that “Hard work beats talent when talent doesn’t want to work hard.” This is why he wakes up early each day to make sure that he can be available for his clients first thing in the morning.
When asked what his favorite part of the job is, Joe quickly says, “The people! I love meeting the people of this great city and helping guide them in the right direction, making sure they have the right coverage and an affordable payment. Clients can contact me at any time with questions or concerns. I’m always available to service them.”
Joe keeps a close eye on trends in the industry. This is particularly important because as industry requirements change and evolve, he can guide his clients on how their coverage can or should change. Joe explains, “With commercial insurance, changes are made quarterly in policies, and new businesses struggle with understanding those changes. There has been a very heavy focus on Worker’s Compensation policies, where policies are not being purchased at the right size for the organization. In those cases, my job is to advise business owners on the dangers of doing this to ensure they understand how critical it is that they are reporting the appropriate business size.”
Joe goes on to elaborate, “On the homeowner’s side, Charlotte is one of the fastest-growing cities in the country. With that kind of growth, we are seeing insurance companies make on-going changes to the requirements in their policies. So, it is important to stay on top of it.”
Taking his service to the next level, if any of Joe’s clients have filed a claim and need repair work done on their home or business, he can recommend contractors or repair specialist to help. These are licensed and insured professionals with a proven track record.
Insurance can often be confusing and intimidating, but it does not have to be. With an agent like Joe by your side, it can be comforting and reassuring. Give him a call, you have nothing to lose, and lots to gain!
If you would like to get in touch with Joe Wagstaff at Select Insurance Group, please give him a call 980.213.9611 or email JWagstaff@selectinsgrp.com.