The ladies out there will know what LBD stands for. (Translation: “Little Black Dress”.) BUT – we have a fresh take on Team LBD, Loan Officers. And they’re Charlotte’s premier mortgage banker led by Erin Cozart Finnen and Christina Mauney. Meet them this month!
With two words, the LBD – not the little black dress, but the Lending by Design team – sums up what it’s like to work with Charlotte’s premier mortgage banker. Led by industry superstars Erin Finnen and Christina Mauney, Team LBD has become the consummate go-to in its field.
It’s not just the results, but the delivery that sets Team LBD apart. In this age of social media, Erin and Christina are masters at the glamorous and the relatable, genuinely portraying their partnership as a loving-life, here-to-help you venture.
“We have built our business and will continue to grow our business based on treating people right and providing the best client experience possible,” Erin says.
The result is an association, centered around a necessary but seldom considered aspect of the home buying process. It’s a boutique service, in every sense. What once might have been a forgotten step or necessary evil is now fashioned by white-glove service, for mortgages and refinancing, too.
Team LBD has created a reputation for timely service, but also the versatility to handle any client, from the six-figure transaction to those that end up as multi-million-dollar clients. Customers become friends when they deal with Erin and Christina.
A quick glance of the team’s Facebook or Instagram presence portrays a fun-loving, Charlotte-vibe presence. Erin and Christina are fashionistas, the women with whom you’d love to have lunch. The pair you’d trust with the integral step of your real estate transaction!
Team LBD strives to make every relationship the best it can be. They do this by simplifying the process and ensuring each client is satisfied with the result. The basis for that: finding the best interest rate on the market for each client.
Real estate details are not easy for those who are not in the industry. Even the buyer or seller who has been through the process can feel intimidated as they navigate through it again. There’s the peace of mind of being heard, valued, and appreciated by those whose work has such a significant financial impact on you for years to come.
Erin brought Christina, a Charlotte native, onto the team in 2013, as an assistant. In Christina, Erin saw the makings of a remarkable asset to the business, an eventual leader in lending. Under Erin’s guidance, Christina began a mentorship that would change both their lives.
Team LBD operates under American Security Mortgage. They pair the personalized, all-inclusive service Erin and Christina provide, with the backing of a trusted mortgage company. It’s the ultimate in style and substance.
Because what good is top-notch customer care if the product isn’t also of the highest quality?
“We can provide incredible white glove service to every client. But if our rates are higher than our competitors, we’ll lose out on the deal every time,” Erin said. “With ASM as our parent, we’re able to be the fit everyones needs.”
The Charlotte market is so strong for real estate. That’s a win for the consumer. On the business side, that means competition for clients – and a higher bar for service and products provided. Team LBD delivers on both.
So many people are moving to Charlotte. Within the city and suburbs, people find themselves in transition, from renting to home buying, upsizing and downsizing as life dictates. It creates an environment of heavy traffic for movers!
It’s difficult for real estate industry businesses to reach all corners of the market. It’s no easy task to relate to both retiring empty-nesters and millennials starting families, and everyone in between. Like the single man moving to Charlotte for a job, and the single woman transitioning to a new career. And yet, there’s a mortgage banker team that can bridge those gaps: Team LBD.
Erin and Christina know all the good places to dine and entertain in Charlotte – but they also know the city and its people, and they understand the trends. They know the resources available for homebuyers in any stage of their lives, as well as the ways to streamline and make the process most efficient.
Check out the LBD blog, at lbdblog.com. One draw to Team LBD is how relatable and accessible Erin and Christina feel to those who follow them on social. To them, life isn’t just a completed real-estate deal. It’s cultivating a lifestyle of freedom and expression in a city they love.
To learn more about American Security Mortgage, please visit www.americansecuritymortgage.com. Check out the Team LBD blog here: https://thelbd.blog/blog/. American Security Mortgage, Corp. NMLS #40561 Erin Finnen, NMLS #112052 Christina Mauney, NMLS #1084660