August Partner Profile – Cardinal Financial
By Charlotte Top Producers |Aug 3, 2021

Kendra Lamanna is Driven by Success!

Cardinal Financial

Written by Heather Pluard

Photos by Kelly Klemmensen

Sometimes, a fabulous career chooses you! After being introduced to the financial world by a good friend, Kendra Lamanna gave up the idea of being an elementary school teacher to pursue a high-octane career with Cardinal Financial. Since 2015, she’s been passionately helping people achieve their real estate goals while proudly working for a revolutionary company in the mortgage industry.

“Cardinal Financial is a nationwide lender that is energizing the mortgage industry and redefining what mortgage lending can be,” Kendra tells us. “We provide a fast, simple, and personalized loan experience that prioritizes getting our borrowers homes above all else. No two home loans are the same. That’s a fact. So we built Octane, a tool that accounts for loan complexity and variety, working hard behind the scenes to streamline the lending experience for borrowers, loan officers, and brokers alike.”

Borrowers love Octane because they can access it from anywhere with an internet connection. That means they can upload and e-sign documents whenever it’s convenient for them, whether that’s from their couch or standing in a checkout line somewhere. They’re also able to check on their loan status 24/7, helping to alleviate some of the anxiety of waiting for things like appraisal results.

REALTORS® love Octane, too! “Our loan platform is equipped with smart and interactive features that make life easier for everyone,” Kendra says. “Octane collects all required information from borrowers upfront, generates a live rate quote, and seamlessly guides them through the home loan experience.”

Everyone knows that housing inventory is at its lowest point in over a decade. With so many buyers vying for such a limited amount of homes, Cardinal Financial is proud to help clients get a leg up on the competition. They quickly verify information and can pre-underwrite borrowers even before they find a property – no address required!

“Being a few steps ahead in the home-buying process makes a client’s offer stronger, giving them an advantage and increasing their confidence, which is a win-win for REALTORS®,” Kendra says. “Plus, tough loans don’t scare us. We have a wide range of home loan options that are flexible enough to work with even the most unique financial situations. We support affordable housing with down payment assistance and community lending programs across the nation, and borrowers can qualify with credit scores as low as 580.”

All of Cardinal Financial loans are processed in-house, with little to no overlays on government guidelines, and can be manually underwritten. “The gratification from my clients is so fulfilling,” Kendra smiles. “It’s a joy to help someone purchase their first home and experience their journey. I love seeing the expression on their face or hear the excitement in their voice when I say those sweet three words – CLEARED TO CLOSE!”

As a single mom to her daughter, Sadie, Kendra understands that finding a house and turning it into a home is an exciting life milestone for people from all different backgrounds and circumstances. And, being from a large Italian family that prioritizes time together, she also knows most people don’t want to be spending their time on the loan process. “Our talented team of entrepreneurial spirits is committed to delivering the best experience possible and finding the home loan to fit our borrowers’ unique financial needs,” Kendra says. “To us, the extra mile isn’t extra. We want the home-buying journey to be pleasant, and we’re committed to having quick turnaround times, paying attention to detail, being transparent, and offering tech-driven solutions to make our client’s lives easier while building long-lasting relationships.”

When Kendra isn’t helping clients, she loves spending time with her daughter and extended family, playing games, trying new restaurants, and staying active. She and Sadie recently started taking golf lessons together. Kendra is also an amateur photographer who loves capturing all of life’s moments. “When I decided to become a loan originator, it was scary to take a risk on an industry I wasn’t completely familiar with,” she says. “Cardinal Financial gave me the training, guidance, and courage I needed to be successful, and I love being able to pay it forward by helping people make their homeownership dreams come true. I’m grateful for such a wonderful, exciting career, and I don’t intend to slow down anytime soon!”

If you would like to get in touch with Kendra, please call (704) 253-4464 or visit online at

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